For some, the “B” word (budget) stacks up there with other expletives too
foul to mention. Budgeting can be hard, and most Americans don’t sit
down and do a monthly household budget. But telling your money where
to go, on paper and on purpose, can give more peace of mind than just
winging it and hoping things work out. And having (and sticking to) your
budget is a crucial part of any financial plan. Be above average … create
a monthly budget and see how it goes in 2021.

“Hope is a town in Arkansas … not a financial plan,” or so the saying
goes. Take a look at these slides about American household budgets
from the Bureau of Labor Statistics from 2019 to see how you compare.
And for more help on creating your budget, give me a shout!
My best,